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Secure Your Employees' Futures with Comprehensive Voluntary Benefits.

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FINANCIAL SECURITY • PEACE OF MIND • INDIVIDUAL & EMPLOYEE BENEFITS •
FINANCIAL SECURITY • PEACE OF MIND • INDIVIDUAL & EMPLOYEE BENEFITS •

Our comprehensive voluntary benefits packages are designed to benefit both individuals and company employees alike.

By providing a diverse selection of coverage options, we ensure that individuals receive tailored protection that meets their unique needs and circumstances. Simultaneously, we streamline the benefits process for employers, offering hassle-free administration and support.

With our solutions, both individuals and company employees can enjoy enhanced financial security and peace of mind, knowing that their needs are expertly addressed.

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Have questions about our individual or employee solutions?
Book a free consultation, and we’ll figure out how we can best support you.

Contact Elite Supplemental Benefits for personalized solutions. Contact Elite Supplemental Benefits for personalized solutions.
Contact Elite Supplemental Benefits for personalized solutions. Contact Elite Supplemental Benefits for personalized solutions.

What We Do

Introducing our comprehensive range of voluntary benefits offerings, designed to provide your employees with essential coverage and peace of mind. From critical illness and cancer insurance to accident, hospital, vision, dental, and life insurance, we represent multiple reputable companies to offer a diverse array of protection options. With convenient payroll deductions, customizable packages, and dedicated support, we ensure that your employees have access to the coverage they need to safeguard their health, finances, and futures.

Employer

Voluntary benefits pay cash directly to you, offering a tangible means to safeguard your financial well-being in the face of unforeseen circumstances. By providing these options, we empower individuals to secure peace of mind and financial security for themselves and their loved ones.
Life
Insurance

Life insurance offers financial protection to beneficiaries in the event of the policyholder's death. It provides a lump-sum payment, known as a death benefit, to designated beneficiaries upon the insured individual's passing. Life insurance proceeds can be used to cover various expenses, including funeral costs, outstanding debts, mortgage payments, and ongoing living expenses for surviving family members. This coverage helps ensure financial security and peace of mind for loved ones during a difficult time.

Cancer
Insurance
Cancer insurance provides financial support to individuals diagnosed with cancer. It helps cover the costs associated with treatment, including chemotherapy, radiation therapy, surgery, and medications. Additionally, it may assist with expenses such as transportation, lodging, and childcare during treatment periods. This insurance aims to ease the financial burden that often accompanies a cancer diagnosis, allowing individuals to focus on their health and recovery.
Accident
Insurance
Accident insurance offers financial protection in the event of unexpected injuries resulting from accidents. It provides benefits for medical expenses, such as hospital visits, surgery, ambulance services, fractures, dislocations and rehabilitation. Additionally, accident insurance may offer coverage for expenses not typically covered by health insurance, such as deductibles and co-payments. This coverage helps individuals mitigate the financial impact of accidents and allows them to concentrate on recuperation without worrying about mounting medical bills.
Critical Illness
Insurance
Critical illness insurance provides a lump-sum payment upon the diagnosis of a serious medical condition, such as heart attack, cancer, stroke, organ failure, or paralysis. This benefit is designed to offer financial assistance beyond traditional health insurance coverage, enabling individuals to address various expenses, including medical treatments, household bills, and lifestyle adjustments during recovery. Critical illness insurance offers peace of mind by alleviating financial stress during challenging times.
Hospital Indemnity
Insurance
Hospital indemnity insurance offers financial protection by providing a fixed cash benefit for each day an individual is hospitalized due to illness or injury. This benefit helps cover expenses such as hospital stays, intensive care, and other medical services. Additionally, it can assist with non-medical costs, including transportation, lodging for family members, and lost income during hospitalization. Hospital indemnity insurance provides financial stability during hospital stays, allowing individuals to focus on their recovery without worrying about financial strain.
Medical Transport Solutions

We provide emergency medical transportation services, including air, ground, and hospital-to-hospital transfers, not covered by your health insurance. Our coverage spans all 50 states and Canada, regardless of the transportation provider. Our provider has been offering these services since 1974 and boasts over two million members.

Pet
Insurance
One of the primary advantages of pet insurance is its ability to alleviate the financial burden associated with unforeseen veterinary bills. In the event of emergencies or unexpected illnesses, having insurance coverage can mean the difference between providing necessary treatment for a pet and facing difficult financial decisions.
Long- & Short-Term Disability

Long-term disability insurance provides income replacement for employees who are unable to work due to an injury or illness for an extended period, typically after an elimination period of several months. Short-term disability insurance, on the other hand, offers temporary income replacement for a shorter duration, usually covering the initial period of disability before long-term disability benefits begin. Both types of disability insurance help employees maintain financial stability during periods of inability to work, covering a portion of their lost wages.

Identity Theft Protection

Identity theft protection offers monitoring and assistance services to help individuals safeguard their personal information and respond effectively in the event of identity theft. This can include credit monitoring, identity theft resolution services, fraud alerts, and reimbursement for certain expenses incurred due to identity theft, such as legal fees and lost wages. Identity theft protection helps individuals detect and mitigate identity theft risks, minimizing the potential financial and emotional impact of identity theft incidents.

Why should I offer these benefits as an employer?

As an employer, you have the opportunity to enrich your employee benefits package by offering a diverse array of voluntary benefits, all at no direct cost to your company. These benefits provide vital financial protection to your employees and their families in the face of unexpected events, including cancer insurance, life insurance, short and long-term disability coverage, life flight assistance, and even pet insurance. Partnering with us grants you access to multiple insurance providers, ensuring tailored options for your employees. These benefits are entirely voluntary and are funded through convenient payroll deductions, offering invaluable peace of mind without straining your company’s finances.

Moreover, by providing these benefits, you can supplement major medical health insurance, addressing potential gaps in coverage and reducing the risk of financial hardship due to medical bills. Payroll deductions not only ensure direct cash payments to employees but can also help mitigate workers’ compensation claims by promptly addressing financial concerns. Additionally, employees benefit from group rates, enhancing affordability, and these benefits are portable, ensuring continued coverage at the same group rate even if employees leave the company, further bolstering their financial security.

Individual

Voluntary benefits pay cash directly to you, offering a tangible means to safeguard your financial well-being in the face of unforeseen circumstances. By providing these options, we empower individuals to secure peace of mind and financial security for themselves and their loved ones.

Life Insurance

Life insurance offers financial protection to beneficiaries in the event of the policyholder's death. It provides a lump-sum payment, known as a death benefit, to designated beneficiaries upon the insured individual's passing. Life insurance proceeds can be used to cover various expenses, including funeral costs, outstanding debts, mortgage payments, and ongoing living expenses for surviving family members. This coverage helps ensure financial security and peace of mind for loved ones during a difficult time.

Cancer
Insurance
Cancer insurance provides financial support to individuals diagnosed with cancer. It helps cover the costs associated with treatment, including chemotherapy, radiation therapy, surgery, and medications. Additionally, it may assist with expenses such as transportation, lodging, and childcare during treatment periods. This insurance aims to ease the financial burden that often accompanies a cancer diagnosis, allowing individuals to focus on their health and recovery.
Accident
Insurance
Accident insurance offers financial protection in the event of unexpected injuries resulting from accidents. It provides benefits for medical expenses, such as hospital visits, surgery, ambulance services, fractures, dislocations and rehabilitation. Additionally, accident insurance may offer coverage for expenses not typically covered by health insurance, such as deductibles and co-payments. This coverage helps individuals mitigate the financial impact of accidents and allows them to concentrate on recuperation without worrying about mounting medical bills.
Critical Illness
Insurance
Critical illness insurance provides a lump-sum payment upon the diagnosis of a serious medical condition, such as heart attack, cancer, stroke, organ failure, or paralysis. This benefit is designed to offer financial assistance beyond traditional health insurance coverage, enabling individuals to address various expenses, including medical treatments, household bills, and lifestyle adjustments during recovery. Critical illness insurance offers peace of mind by alleviating financial stress during challenging times.
Hospital Indemnity
Insurance
Hospital indemnity insurance offers financial protection by providing a fixed cash benefit for each day an individual is hospitalized due to illness or injury. This benefit helps cover expenses such as hospital stays, intensive care, and other medical services. Additionally, it can assist with non-medical costs, including transportation, lodging for family members, and lost income during hospitalization. Hospital indemnity insurance provides financial stability during hospital stays, allowing individuals to focus on their recovery without worrying about financial strain.
Some of our policies also offer a unique benefit known as ‘return of premium,’ ensuring that you receive value even if you make a claim. Here’s how it functions: if a claim is made, the payout is deducted from the return of premium, and you receive the remaining amount. Alternatively, if no claims are made during the coverage period, you’re entitled to a full refund of your premiums. This adaptable feature guarantees a win-win situation, whether you utilize the benefits or not. Furthermore, if your claim surpasses the premiums paid, the policy ensures you receive either a full refund, a refund minus claims paid, or even a surplus, providing you with enhanced financial security.
FINANCIAL SECURITY • PEACE OF MIND • INDIVIDUAL & EMPLOYEE BENEFITS •
FINANCIAL SECURITY • PEACE OF MIND • INDIVIDUAL & EMPLOYEE BENEFITS •

We pride ourselves
on our unwavering commitment to
HONESTY, INTEGRITY, and PERSONALIZED SERVICE.

Unlike traditional brokers who may pressure employees into purchasing unnecessary benefits, we take a consultative approach, carefully assessing each individual’s needs and budget to provide only the most suitable coverage options. Our dedication doesn’t stop at enrollment – we make it a priority to revisit accounts annually, assisting with claims processing and ensuring continued satisfaction.
Beyond simply selling products, we’re here to simplify the benefits process for HR teams, offering comprehensive support from setup to ongoing management.
With us, you can trust that your employees’ benefit needs are expertly handled, freeing you to focus on your business’s success. Moreover, our accessibility sets us apart – employees can reach out to us directly at any time for assistance, not just during open enrollment periods.

Ready for personalized, hassle-free benefits solutions that prioritize your employees’ well-being and allowing you to focus on your business’s success?

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Tracy was extremely knowledgeable and helpful regarding the policies she had available and did an excellent job tailoring each plan to a specific employee’s needs. Her integrity was obvious as she only made recommendations for what best fit our employees and did not push anyone to buy anything that wouldn’t be beneficial for them. In addition, her enthusiasm, professionalism and easy going nature made it a pleasure for all of us to work with her.
MICHAEL CANTRELLPresident and Chief Executive Officer
Mark Twain Behavioral Health
Tracy took the time to meet with each employee one on one to ensure all their questions were answered and that they were getting coverage that matched their personal needs. We were impressed that Tracy was equally happy to meet with people who planned to participate in the program, those who were on the fence and those who had no intention of participating. She was happy to share her knowledge and experience with everyone, no strings attached. Tracy went above and beyond, returning to our company after business hours and on several different days so that everyone had the opportunity to meet with her. She explained things clearly and made the experience enjoyable, even fun!
Stephanie McEvoyTigris Construction
Alpha Omega Geotech, Inc. is pleased to recommend Tracy Ford. We recently made the decision to change providers for supplemental insurance & their experience, knowledge & willingness to go above & beyond made the transition seamless. We had an open enrollment this week & Tracy was here for 3 days working with employees to make sure that everyone had a chance to visit with her & fully understand the benefits being offered. We were very impressed with her knowledge of all the different policies available & her ability to personalize them for each employee's needs. Tracy was prepared, had an answer for everyone's questions & managed to make 3 days of insurance meetings fun & relatable. We look forward to working with Tracy throughout the next year & are confident that our employees' needs will be met with them as their advocates.
J ALLAN BUSH, PEPresident and Owner
Alpha Omega Geotech, Inc.
I would like to recommend Tracy Ford to anyone seeking out supplemental insurance products for their company. We have had two other supplemental insurance companies thoughout the years and have never had as good a conversion rate or as good an understanding of the products. I personally have never bought a policy, but purchased products from Tracy due to the return on premium feature offered. Tracy Ford presents this critical information in a fun and thorough manner. Our company has been with Tracy a little over a year now. She has been back to give a second presentation for new employees and do check-ups with those who have policies. The second event was even more successful than the first one. Truly, you will not regret building a relationship with this professional.
TINA KELLEROperations Manager
Central MO All Service Plumbing
Everyone enjoyed meeting and visiting with Tracy. She met one-on-one with each employee to review their policy or introduce them to the products. The employees all commented that she is very knowledgeable and helpful; they appreciated the opportunity to meet with her. I personally have had the insurance since it was offered. Unfortunately, I have had to utilize the policy; I have been very pleased with the service and payment I have received. The employees have always felt like their questions were answered well by their representatives. It is my pleasure to recommend the services of Tracy.
CATHY MCKAYGrundy Electric Cooperative, Inc.
I currently held a Cancer Policy with another company and had no intention of switching companies. However, after meeting with Mrs. Ford and seeing the difference in the two policies, I quickly switched. The presentations were good, full of information that was given in a timely manner, agents were friendly and there was no pressure to purchase a policy. The agents took in account the time restraints on teachers and even came back a second day to take care of their questions. In two cases, the policies staff members currently held with other companies were close to premium payouts so they were encouraged to stick with those policies. One doesn't normally see this honesty out of insurance salesmen.
JAN GILMOREWilburton Elementary School
Contact Elite Supplemental Benefits for personalized solutions. Contact Elite Supplemental Benefits for personalized solutions. Contact Elite Supplemental Benefits for personalized solutions.
Contact Elite Supplemental Benefits for personalized solutions. Contact Elite Supplemental Benefits for personalized solutions. Contact Elite Supplemental Benefits for personalized solutions.

Tracy Ford

  • (417) 848-6881
  • tracy@elitesupbenefits.com
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